Dark LegacyYour pet is saved with you.
Petsaving is automatic in the Realms. When you purchase a pet, it is loyal to you. Your pet will automatically save when you save and quit when you quit. If you die, your pet may still live and vice-versa.
Pets stay yours even when they die: they become ghosts that come back with you (HELP PETDEATH). You can keep several pets in the stables. If you lose link your pet may be killed without you around to protect it. In no instances will pets be reimbursed. Do not even ask.